You check your office’s mailbox one day, and your heart skips a beat as you read the return address on one of the envelopes; it’s the state agency responsible for overseeing your professional licensing. Your heart sinks as you hurriedly...

Around 3 million individuals in the U.S. are employed in the insurance industry in some capacity; many, including insurance agents, adjusters, and administrators, require licensure by one or more state agencies to perform their duties. A detailed...

Purportedly, the U.S. prides itself on giving individuals second chances and a “fresh start” for those who have been found guilty of a crime and subsequently paid their debt to society. The reality is that arrests or convictions can cause...

Even with many U.S. citizens’ receiving health insurance through employer-sponsored health insurance plans, the federal government still pays thousands of dollars per person on healthcare each year (17.7 percent of GDP and 38 percent of...

Most people who are facing serious criminal charges are worried about significant prison time or having to pay hefty fines. For crimes that are, on its surface, less serious (such as first-time DUI offenses), there are prevailing beliefs that the...

The right to privacy of all citizens in the U.S. is the foundation of many civil liberties. Protection against unreasonable search and seizures is codified in the Fourth Amendment to the Constitution. A keyword in the amendment is...